As an expat living overseas, we all too often find ourselves consumed with thinking about the “next place!” Where to when this gig expires? Naturally, it usually comes down to where you can get a decent job; of course you also have to weigh up the costs associated with said job. If you’re upping stumps to move overseas, you usually want it to be a cost effective exercise not to mention career enhancing and an amazing life experience, right? Often the company you work for will cough up for living expenses, but that’s not always the case. So if you’re thinking about where to next or even where to first, RENTCafe came to me with their latest stats on the best rental prices in the world’s so called “Cities of Opportunity!” (I note Xi’an’s not on the list, but just for the record, while it may not be a city of ‘huge’ opportunity, yet, it sure as hell is cheap as chips!) ;-) This table gives you the top 30 Cities of Opportunity (according to PricewaterhouseCoopers.) 1. London, GB 11. Seoul, KR 21. Shanghai, CN 2. Singapore, SG 12. Berlin, DE 22. Moscow, RU 3. Toronto, CA 13. Chicago, US 23. Mexico City, MX 4. Paris, FR 14. Los Angeles, US 24. Johannesburg, ZA 5. Amsterdam, NL 15. Tokyo, JP 25. São Paulo, BR 6. Manhattan (NYC), US 16. Madrid, ES 26. Bogotá, CO 7. Stockholm, SE 17. Dubai, AE 27. Rio de Janeiro, BR 8. San Francisco, US 18. Milan, IT 28. Jakarta, ID 9. Hong Kong, HK 19. Beijing, CN 29. Mumbai, IN 10. Sydney, AU 20. Kuala Lumpur, MY 30. Lagos, NG But of course, as appealing as most of them are, you won't be surprised to learn that opportunity comes at a price! In New York, London, Hong Kong, even Sydney…. buying your own piece of dirt in any one of these glittering global hubs costs an arm and a leg, at the very least! And renting is usually just as hefty on your hip pocket. Traditionally, housing costs that exceed 30% of the household income have been viewed as a red flag! Manhattan in New York comes out as the priciest place to rent on the planet and the second least affordable. Sadly all of you Big Apple dreamers (including myself) may need to rethink a stint in the city of dreams, for now! Manhattanites apparently shell out an astounding 59 % of their income on rent. London, which has been declared the world’s best city to live and work in, is still a tough one with a 40% rent-to-income ratio. No revelations there really. But what is surprising is that Sydney emerges as top choice for renters in search for a more relaxed lifestyle. Not too hard to argue with the harbour city on the relaxed front and heartening to know rent-to-income ration is around 29 % - which is considered acceptable. So all you 'eager expats in the making' or expats who just want to keep on, keeping on, consider coming and joining us Down Under! And the most affordable city for renters amongst the big guns? Roll our the red carpet for ......**Drum Roll** Kuala Lumpur! Here in this exhilarating Malaysian capital, rent only takes 20 % of the median household income, giving the skyscraper city a definite place on your list. Moscow and Johannesburg win the day as the most affordable cities of opportunity...and although Tokyo, Hong Kong and Madrid technically fall into the moderately rent-burdened category, people in these cities still spend less than a third of their income to pay the rent. Renters in Mexico City, Manhattan and Lagos face severe rent burden, meaning the rent takes up more than half of a household’s income each month (60%, 59% and 57% respectively). In other words, in an average family with two earners, one of them works only to pay the rent, and it’s still not enough. Renters in Los Angeles also cash out 47%, almost half of their hard-earned dollars on rent each month—and the situation is not that much better in Paris (46%) or Singapore (44%). For a quick flyby of the most rent-burdened cities of opportunity, check out the video below: Of course it’s not just about affordability when you’re sounding out the next spot on the map to hang your head, it's important that quality of life ranks highly, along with safety and healthcare. (Mind you, sometimes you just can't win 'em all! ) Oh and before you travel the expat path be sure to read the Top 5 Mistakes Expats Make and (most importantly) how to avoid them. Good luck and Go Get 'Em! This is Expat Life. … [Read more...]
Sunglasses Giveaway with Mint Mocha Musings
Nihao peeps, Mint Mocha Musings has joined forces with SmartBuyGlasses who've given us a pair of these awesome Rayban sunnies to giveaway! If you'd love a pair....just "like" these two Facebook pages -- SmartBuySunglasses and of course Mint Mocha Musings (if you haven't already) and leave a comment below, tagging someone who'd love to win! Too easy! Winner drawn August 31st. For a closer look at these super sunnies click here :-D Cheers, Nicole … [Read more...]
The Digital Kingdom: Will China be the First Cash-Free Society?
Written by Nicole Webb and Chao Huang, Edited by Nicole Webb Living in China, my purse was usually stuffed with wads of cash. Sadly, not because I was super rich but because I couldn’t use my non-Chinese credit cards in any stores other than those western brands like H & M and Zara (Oh dear, you feel my pain right?). And opening a bank account in China was like pulling teeth, so cash it was all the way. Counterfeit money is a huge problem (almost every cashier slides your notes through a scanner) so the biggest note made in China is 100RMB - which is equivalent to about US$14 - so you can imagine, this makes your wallet even fatter! Mind you, I wasn’t alone in my cash stashing ways; as the first country to introduce paper money in the 11th century, most of the Chinese population have long been cash converts, renowned for carrying briefcases full of cash to buy everything from jewellery to cars, even houses! A few years ago, the New York Times reported a guy showing up to a dealership in China in a beat-up old Honda carrying a black rubbish bag stuffed with cash. He bought a brand new BMW with it. In Xi'an, I heard about stories like this all the time! But it seems that's all changing...with China on track to become the first cashless society! What does that mean and how does that even work? Guest writer, my dear friend and local Chinese, Chao Huang from Xi'an, gives us the low down! A quick question: what do you take with you when you leave your house? Keys, wallet, and your phone, right? And people from China? I can tell you, most of the time, I just take my phone and just like me, there are now millions of people in China enjoying this cash-free life. You may have heard the news that some ardent 'Apple' fans in China sold one of their kidneys (sure, we have two of them - a spare one - so it isn't that big of a deal, is it?) to buy a new iPhone 4 when the revolutionary smart phone first came on the scene, sending fans into a frenzy. Of course not everyone goes to such extreme measures and most of us keep our kidneys and settle for cheaper Chinese brands like XiaoMi, Huawei and Vivo. ;) In February last year statistics showed 1.28 billion mobile phone subscriptions had been registered in China, which means more smartphone users than the US, Brazil and Indonesia, combined. It's an understatement to say that Chinese are now living in the People’s Republic of Digital. And it's no surprise that this year a study found China's smartphone users spent an average of 98 minutes a day using their phone. You might be wondering what we do with our phone given it's no secret we can’t go on Twitter, YouTube, Instagram or Google?! But let me tell you, when the internet censorship Gods handed Chinese lemons, many of the smart and diligent Chinese internet companies made so much lemonade, that most of the Chinese people don't even care about those Western websites. Super app, Taobao, is one -- and if you haven't read Nicole’s article about the company that has changed the way Chinese live, please click here. (Oh and did I tell you, I made 2.6 yuan last week just by putting my un-used money on my Alipay investment account?) Super apps in China have changed our life, blown our minds, and introduced a new era where small change and cash has been left behind. Credit cards weren't brought into China until the mid '80s, so it's fair to say, China has largely bypassed cards....and looks to be going from cash, straight to mobile! Software and gaming giant, Tencent monopolised an entire generation of Internet users in China with its clever multi-use platform WeChat. Not only can you communicate with friends via text messaging and calls, use it as a platform to share moments and pictures but it’s also your Trip Advisor, Amazon and Uber equivalent, and most importantly, your cash card. Alibaba’s Alipay digital wallet has been around since 2004 and easily trounced its US counterpart PayPal. The Alipay Wallet, currently sees 80 million transactions a day. The company has cooperated with a growing number of wet markets selling fruit and veggies, to install a QR code at each stall. What's a QR code? It's a Quick Response code which is a two dimensional barcode with a random pattern of tiny black squares against a white background, capable of holding 300 times more data than a traditional one-dimensional code. Shoppers scan the code with their phones after selecting their goods. The days of plastic buckets and polystyrene boxes filled with cash, lining the pavements are truly on their way out. In a sign of the times, everything from supermarkets to convenient stores, shopping malls, hospitals, restaurants, parking tickets and cabs can now easily be paid by the scan of a smart phone. The fact is, every morning when I go to buy breakfast at the street cart vendor, my 4RMB (US58c) Chinese jian bing (a kind of pancake with vegetables and eggs inside, which is really yummy by the way) I can just scan, beep and walk off with my pancakes! There are even reports of homeless people wearing QR code tags around their necks, so passers-by can easily give them money with a quick scan. A bridesmaid even wore a QR tag to collect gift money from guests at a wedding ceremony! The South China Morning Post reported, "Some restaurants have pinned barcode tags to the chests of waiters, waitresses and even chefs. Customers can scan the code to leave a tip if they are satisfied with service." It sounds like China's started the transition to a cash-free economy faster than anyone could have imagined, but what about those older generations so used to paying with cash? My parents and a large number of their friends (most are in their late 50s or early 60s) all own smart phones and are daily users of WeChat, but say they never use any form of digital payment. And this cultural preference for carrying large sums of cash instead of credit cards has travelled together with the new wealthy class out of China. Chinese tourists are the prime target for pickpockets and muggers because it's known they carry far more cash than visitors from other countries. This reminds me of a childhood memory whenever our family went on holidays, my parents would wrap a red cloth around their money bills and stash them inside their underwear! Today not much has changed, my mum protests, “If you go to any local markets without cash, it’s like going without wearing clothes.” (Which of course you need to stash the cash!) But it looks like she'll have to get used to bearing all, because experts say by 2030 China will be for all intents and purposes, cashless! Stay tuned. This is China. … [Read more...]
Fake Handbags, Frozen Margaritas and More than 50 Shades of Grey: My China Tribe!
My heart was broken. For a moment, it felt like I’d travelled back in time to those heady teenage years when breaking up with a boyfriend turned you into a dramatic, sobbing, pathetic mess, convinced you’d never get over him. But I’m not a teenager and this wasn’t a boyfriend, rather two female friends, who for nearly three years had known my every thought: my every high, every low and pretty much my every waking (and napping) moments. And now it was over. Here we were, our driver waiting patiently, watching on as we squeezed each other tight and called it a day. I went home and sobbed into my husband's arms. Repatriating to Australia, there’s a lot to love about the sunburnt country and I’m relishing in exploring everything again with fresh eyes. Everything old is new. Even my dear friends! (Although they may protest they’re feeling a little older as opposed to newer). There are no shortage of stories about expat life…. some hate it, most love it. Either way, if you're going to survive, you need to find your tribe. And once you find them, it’s hard to fathom life without them. You’re all in the same boat no matter what got you on it, what seas you sailed or which boat you rode in before. The sheer fact that you’ve upped stumps to live in a country that’s not your own is grounds enough for a firm friendship. My first taste of expat-hood was in Hong Kong and while there were thousands upon thousands of us, from all walks of life, drawn to the Emerald City, we had each others backs as we sailed the fragrant harbour. I found my Hong Kong family and we were there for each other through thick and thin. (And still are, I might add.) Then I moved to the middle of China, a place where expats are few and far between and there the real difficulties of going about day to day life emerged. At first I was reluctant to “put myself out there, again!" Hadn’t I just done all that in Hong Kong? I’d found my tribe, I didn’t want to be the single girl desperate for a date. But I quickly realised that attitude wasn’t going to cut it; Xi’an may be home to nine million people, but I could swear I was the only blonde in town. So it began….I scoured Facebook pages (when I could get online) stalked school playgrounds, smiled sheepishly at other mums, “yes, hello, I’m new!” “Can we be friends?” I even went on a blind date, in the hope of meeting someone to bond over coffee and hair colour woes with. She instantly became one of my tribe. And over those next few years, I needed them from the minute I woke up …to when the sun went down. Mostly to get through the sheer amount of “unusual moments” that occur in any ‘normal’ China day. Whether it’s the fact that your driver drove through a boom gate on the way to school, spilling the entire contents of your bag on the floor and your scorching lemon water on your lap and you didn’t die, or he simply does a weird six point turn in the middle of a busy school street to pick you up, with the car doors swinging wildly open. Or maybe he’s just driven with his hand on the horn for the entire 45 minute ride and your head is going to explode. And don’t even start about those recurring dreams that he speaks English. Or perhaps you woke up to fireworks erupting outside your house and a dozen stray dogs barking furiously and chooks clucking! The power is completely off or maybe your kids are sent home without notice from school due to extreme pollution levels. Or a little American boy at one of the schools has been clocked with a golf club by another kid’s parent in an act of sheer brutality and you can’t fathom the horror of it. Or your hotelier husband is having an equally tough day. So far he’s scolded someone for washing their car parts in the hotel’s water feature and another for spitting in the lobby pot plant and now someone is vacuuming in the middle of a wedding in the grand ball room and he is about to burst a blood vessel. Perhaps you accidentally see a woman squatting over the toilet, door wide open. Enough to scar you for life. All of this, you need to share... or risk being locked in a padded room. Maybe it’s so friggin’ polluted you masked up for the school run and literally sprinted to the classroom and then home again without taking a breath, only to spend another bleak winter’s day indoors, staring wistfully out at the dense, grey haze that has enveloped the city. You need to connect with the tribe to be sure there is still life out there. Perhaps your small person has got yet another nasty bout of croup after a simple cold for the fifth time this winter and you’ve run out drugs. There are no English speaking doctors and if there were they don’t have medication you need. You send a desperate text out and find one of your tribe has extra supplies and gets her driver to bring them over pronto. Or maybe one of your friend’s kids has lice… and there’s no treatment in China, so you dig out your lice saver and meet her in the carpark on a 2 degree morning to hand over the goods. Or your dog just got her period! What now? Maybe it’s visa run time and you need to psyche yourself up to be practically strip searched. Nothing is off limits, when you’re in a city that beats to a different rhythm. We are each others shot of valium in a crisis. Thank you to my best Chinese friend who ordered our pizza, always worked out the bill with the waiter at the end of the night, took us to hospitals, doctors, acupuncturists, called back for our results, made our nail appointments, and translated every text message in their indecipherable characters. Not to mention your daily education about the realities of China and the reasons why… in return we educated you on the wicked ways of the West (maybe to your detriment). To my American friend who wades through her medical drawer to dig out the last sleeping tablet for our long haul flight and has it sent over immediately, oh wait was it the other way around? Who introduced us to Halloween and ThanksGiving and pumpkin pie. In return we gave her Australia Day and Tim Tams. Who took it into her own hands to smuggle me a tamborine from KTV (Karaoke) because what girl doesn’t need her own! And is a Taobao junkie who orders double of everything because she knows you’ll want what she’s having, when a man drives up in a tuk tuk and flings a parcel at your doorstep. When you let her sit on your couch for the entire day watching the hotel’s CNN channel, shouting abuse and crying as we watch Trump become President. We could while away hours in a coffee shop, laughing until our sides split for our weekly sanity check (me often recording the saga - for research of course) until our drivers came and ferried us back to our bubble where we would hibernate from the madness, until next time… safe in the knowledge, we weren’t alone. Or perhaps we’d indulge in $3 midday Margaritas at one of the only western restaurants in town, “Tex Mex” perched at the top of a busy shopping centre where you’d be sure to run into every other expat in town, desperate for a quesadilla! Now, we’ve all spread out to our respective corners of the globe. As Winnie the Pooh said, "Don’t cry because it’s over, smile because it happened." But without them, a little piece of my heart will always be broken. This is China. … [Read more...]
Having a Baby in China…the Good, the Bad, the Ugly!
Written By Chao Huang & Nicole Webb, Edited by Nicole Webb One of the first stories about giving birth I heard in China was from Chao.. it was our first meeting, in a cafe that is probably about as westernised as you can get in Xi'an. They serve coffee, no skim milk mind you and toast smothered in honey and cornflakes. But they have cool tunes playing and it's a great little slice of normality amongst the oriental fray. Chao is Chinese but one of the most westernised Chinese people I've yet to meet. She's married to a Dutchman, but never lived out of China, so we are constantly impressed with her ability to understand the western way. So on that first coffee date, she came rushing in, almost six feet tall, long thick dark hair to her waist... again an education for me, given most Chinese I'd met were quite small and at five foot 3, I'm usually on the tall side. (I discovered Chao's from north, north, north China, up there they breed them tall, they tell me.) We ordered coffees, began introductions and before I knew it, Chao was giving us a blow by blow account of her own birth story in China. It wasn't the last story... over the course of our stay in Xi'an, I heard all sorts of "pregnancy" stories - some heartwarming, others that would make your hair stand on end and had me quietly vowing never to have a baby in China. Stories of there not being enough beds to deliver on, women in the height of labour on trolleys in the corridor. Nurses scolding women during the birth for crying. Having to pay "Guan xi" (extra money) to secure more time with the doctor or a better service. And be sure to BYO food, nappies, cleaning products and most definitely toilet paper! In many Chinese hospitals, fathers still aren't allowed in for the birth. I've heard stories of babies suffering jaundice and being kept in hospital for a week with no parental visits allowed. Stories of Chinese doctors scared to treat babies of mixed race. Stories of China's quest for the perfect baby (ultimately stemming from the one child policy) and subsequently meaning abortions legally carried out as late as eight months and often encouraged by families and doctors if there is something (often minor) wrong with the baby...(busses all over town still bear big signs advertising abortion clinics). One particularly memorable story about an American expat who had to ship her own blood in from the U.S because she was A-negative blood type and few Chinese people are. Being in this blood group also had me a little on edge truth be told, should I ever need a transfusion, in China. And then, of course, the strange (to us) things a pregnant woman can and can't do during her nine months of pregnancy. My dear friend Chao is pregnant again... in Xi'an, so I asked her to write a guest post on how things have gone so far, and what it's really like having a baby in China, today. Standing in the busy hospital, bustling with about 100 other pregnant woman, my husband and I were lost in the madness. (Actually, my husband was stunned!) We were in one of the biggest and best women and children’s hospital in China but it was totally overwhelming and knowing where to go was impossible. I'd only just found out I was pregnant, for the second time. Of course, as with everything in China, a lot of things have rapidly moved on since my first pregnancy, five years ago. But what struck me immediately, that definitely hasn't changed, is the chaos! With a population of 1.4 billion and the relaxing of the one child policy, China's hospitals are only getting more and more crowded. Guest relations are a last resort. Priority is getting through the bevy of patients in need. When you first enter the hospital, there's a woman sitting at the main service desk. My simple question,‘ Which floor should I go to?’ was answered with, "It depends if you are 100% sure you are pregnant!” Um...I try to explain, I've tested positive twice, but before I could finish, she waved me off with an impatient “Go the third floor!” We rode the elevator, squashed in with a dozen other women and their partners. The doors opened and my eyes bulged -- there before me were two giant halls - overflowing with no less than 300 people!! There was a long queue winding out of the hall and down the corridor with women lining up to pay for a heart-beat monitor; another shorter queue with women waiting on two blood-pressure machines, and the rest of the space was filled with pregnant women, their mums, husbands and probably mother-in-laws. It was utter bedlam. I tried to gently push through the crowds to get to the counter. Anxious and uncertain, I quietly stammered to the older nurse, "What shall I do when I find out I am pregnant?" She looked at me like I'd asked the silliest question and perhaps I had. She gruffly interrupted with a quick gesture to say, read the procedure on the wall, “You have eyes and are literate right?!” she chided. Side note: Doctors and nurses in public hospitals in China aren't known for their bedside manner. I struggled my way through the people leaning against the wall and read that I would need a hospital card with my name on it and enough money deposited on it to move forward in this pregnancy game! How much money is enough? Well that depends on how much trouble you want to go to. You can just deposit 20RMB ($US3) for a doctor’s appointment but then you'll have to keep running to the machine to deposit for the medicines, blood tests, ultrasounds, etc. And only then can I go online and register to a doctor’s office. (No specific doctor, of course, at this stage.) The security guards were chasing away any male who was standing in the hall that looked out of place (even though they were the equally nervous fathers-to-be); the nurses were frantically writing down blood pressure figures, and while it seemed like everyone else was sitting quietly, the noise was unbearable. And that was my first visit to an Obstetrician/Gynaecologist. (There are few general practitioners and almost everything medical is done in one of China's mammoth hospitals.) Of course, to my dismay, I had to go back again, especially as it has the best doctors in the province and every one, including me, is desperate for the very best treatment. In second or third tier cities, like Xi'an, despite having a population of nine million, private hospitals with good service don't attract the top doctors and they lack first class medical equipment. Of course, it's natural for any new parents to want the best medical care, but the extremes Chinese people go to during pregnancy to ensure a healthy baby are surely debatable. Google "Chinese pregnancy taboos” and you'll be swamped with a million 'do's and don'ts'. A few I have been warned of personally that you might find interesting (or have a chuckle at), but many Chinese take very seriously are: #1 Don't eat crabs! This can cause a difficult labor and the baby could be born sideways. (Like a crab right!) #2 Eating light-coloured food will make your baby fair-skinned, while soy sauce and coffee will ruin the baby’s skin, making them dark, and in China the fairer the better. #3 Eating a lot of black sesame will make the baby’s hair glossy and shiny like black satin; #4 No eating rabbit meat, as this could cause cleft palate (which is quite a big problem in China..and sadly one many parents can't afford to fix, resulting in a huge number of orphans.) #5 You should look at pictures of cute babies constantly, that will make your future baby beautiful (I do find this one kind of cute); #6 Food that is too “cold” should be avoided as nobody wants a miscarriage or diarrhoea. And when I was pregnant five years ago, we were all advised to wear an ‘anti-radiation vest” when sitting in front of a computer or talking on the phone, to block out radiation. When my obstetrician suggested I wear one for the whole pregnancy, I did, but with hindsight, I shouldn’t have, as that thing is thick and heavy and you were not allowed to wash it and I had to wear it for 9 long months!! So, not surprisingly, China is possibly one of the few places where airport security is willing to shut the radiation screening on the security check for a pregnant woman and agree to check her by hand — and that, is quite sweet. And did I mention that many Chinese friend's jaws dropped when they heard I'd be taking multiple planes across continents during my second and early third trimester for travel? Many of them warned me against it, shaking their heads and saying “A friend of a friend's lost their baby after a domestic flight - the doctor's explanation — "It might be true, if you haven't done any other unusual things, because there's not enough oxygen in the plane.” I know, generally speaking, pregnancy is not easy, the world over, but here where it's steeped in tradition, superstition and the (often over bearing but well meaning) advice of elders/friends/or even doctors, it goes to the next level. And the intensity only continues during postpartum, especially that crucial first month. Called "Zuo Yuezi", it is commonly practiced in urban and rural China, and means the new mums must behave according to traditional beliefs and practices. It's believed this will help the new mum regain her strength and protect her health for the future, and includes avoiding cold or salted food; staying inside the house with the doors and windows closed so no wind blows through. (It's thought the wind will blow into the bones of the new mum and cause arthritis and joint pains!) Avoid housework and limit visitors. And because the body structure has changed during pregnancy and labor, Chinese believe women should lie in bed before all the organs in the body move out of position; and definitely no showering or brushing your teeth for this month!! I was thinking these old traditions had died down a little, but recently the fairly modern-looking lady next door told me she didn't get out of her bed unless it was absolutely necessary after giving birth! My eyes widened when she told me she did NOT brush her teeth for a month. But before I could hide my surprise, she said "Yeah, you can be as judgmental as you want, but you will regret it when you have the inside problem in your body when you are older.” Then when I asked how many damaged teeth she had, she shrugged, “Just one cavity, but it was bad and I had to have a crown after the month.” Of course, these old traditions are wise customs from the past, and I do believe, that to some degree, women need enough rest and nutrition after such a major change in their body, and in the past (as little as three decades ago), women were better off following these rules because there was no hot water or heating; a lot of women were doing hard labor work and were malnourished. But with all the amenities and convenience we have now, surely it needs updating? I am not the only one to say that. This age old tradition is bringing new business and "YueZi Zhong Xin" is one. Postpartum care centres for new mums in that first month, are springing up all over the place. Charging from 10,000 RMB (about $1600USD) to 200,000 ($30,000 USD) or even more depending on how luxurious it is, they provide in-room dining up to six times a day, help with breastfeeding and breast massaging, and have nurses on hand to check body measurements. New moms can just rest in their hotel-like bedrooms until care givers bring your baby for feeding. (Sounds just like a regular western hospital, doesn't it?) ;) And now with more migrants and more rich mums trying to deliver babies in developed countries to get their children a “better” passport, there are more postpartum centres thriving in the popular Chinese residing cities like Los Angeles and Toronto. In China, we like to quote Hegel’s saying “What is rational is actual and what is actual is rational.” to explain that everything exists for a reason and these deep-rooted traditions won’t die down in the foreseeable future. After all, everything has its reason. This is China. … [Read more...]
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